Analysis of the banking industry in Qatar Example

Essays on Analysis of the banking industry in Qatar Research Paper Section/# Qatar Banking Prospectus The level of competition currently exhibited within the banking industry in Qatar. With regards to the freedom and level of competition that currently exists within the Qatari banking sector, it should be noted that the level of competition and freedom that exists within Qatar far outweighs the same levels of freedom and competition that are exhibited elsewhere throughout the region. This is evidenced by the fact that when the financial crisis struck, rather than taking direct action within the banking markets, the QIA (Qatar Investment Authority – a branch of the government) aimed to work with the banks to seek to provide the needed fluid capital to avert any domestic issues that may serve as spillover effects of the global crisis. Whereas a litany of other â€Å"more free† economic systems took federal action within the financial markets, Qatar sought to engage with the shareholders of the financial institutions indirectly rather than by taking direct action into the markets. 2. The laws and regulation set by government to reduce or increase competition in this industry. One of the ways that the government has actually served to decrease the level of competition that is currently exhibited within the industry is the way that it has chosen to cooperate fully with only handful of Qatar’s 18 currently operation banks. Although this tacit approval mechanism is a means by which one, or a small group of banks can be raised over the others, it also serves to provide knowledgeable shareholders with which the government is comfortable with cooperating on some of the larger pipeline and oil/gas extraction fiduciary projects. 3. The financial crisis ant its affect on the industry. Although briefly mentioned earlier in this analysis, the main way that the Qatari government sought to avert the affects of the financial crisis of 2007/2008 was to involve itself directly with the banks to ensure that liquidity remained high enough to avert any of the negative externalities that were being witnessed elsewhere throughout the world at that time with regards to a general lack of liquidity. As a means of doing this, the government of Qatar announced that they would be willing to take a 10-20% stake by means of capital injection into the banking sector. As it was noted that the economic issues associated with the global financial crisis would not intimately affect the banking system of Qatar to the degree that it was originally projected, the government reduced the level of proposed capital injection to around 5 percent over a period of several years. In this way, the observer can be aware of the fact that although the government of Qatar was willing and able to rapidly intervene in the financial affairs of its largest banks, it did so in a model that was in keeping with a well developed economic system with an advanced governmental structure interested in the preservation of its most important financial institutions.

Obesity Crisis Speech Free Essays

Thesis/Central Idea: Obesity Crisis Introduction: Obesity has become a controversial and great medical issue within today’s society. It is defined as a disease in which excess body fat has accumulated to such an extent that health may be negatively affected. In other word, an increase of body fatty tissue mass. We will write a custom essay sample on Obesity Crisis Speech or any similar topic only for you Order Now It can also be defined as a body mass index of around 30 or above (Mathur, 2007). Many studies show an association between excessive body weight and various diseases, particularly cancers and heart problems which directly relate to increased mortality and lower life expectancy. Body I. Main Point: In many countries, obesity has become a major problem. Obesity is rapidly rising especially in developing countries. A. Subpoint: Statistics indicate that obesity is a high-risk national malaise. 1. According to the World Health Organization, in year 2005, 400 million adults were obese. 2. And predicts that there will be more than 700 million adults will be obese in the world by 2015. B. Subpoint: Childhood obesity is also at an all time high 1. According to the U. S. Center of Disease Control and Prevention (CDC), the percentage of obese children has increased by 54 percent in 6 to 11 year olds and 39 percent among 12 to 17 year olds. 2. That is to say that 16 to 33 percent of Americans within the ages of 6 to 17 are considered obese. 3. Unfortunately for children of the age of 7 who are obese, 40 percent of them will struggle obesity throughout their adulthood and be faced with many health complications. As for the obese adolescents, 70 percent of them will remain obese throughout their adult life. . Another statistic figures children between the ages 10 and 13 have an 80 percent chance of battling through the torments of an obese life as an adult. Transition: What causes obesity? II. Main Point: Genes, eating habits and a slow metabolism rate may all play a part. A. Subpoint: Most often, obesity tend to run in family which leads to genetic cause (Myers, 2004) 1. In one study, adults who were adopted as children were found to have weights closer to their biological parents than to their adoptive parents. . In this case, the person’s genetic makeup has more influence on the development of obesity than the environment in the adoptive family home. B. Subpoint: Apart from hereditary factors, obesity also occurs when there is a combination of unhealthy eating habits and a sedentary lifestyle. 1. According to the American Academy of Child ;amp; Adolescent Psychiatry (AACAP), unhealthy weight gain due to poor dieting and lack of exercise is responsible for over an incredible 300,000 deaths a year. 2. Nowadays, most people indulge in static mental exercise such as surfing the internet, watching television and reading rather than physical activities. 3. This would lead to an increase in the rate of obesity as more and more people become lazier (Myers, 2004) C. Subpoint: Eating habits are essential in maintaining a healthy lifestyle and preventing the degenerate diseases in which are hand and hand with obesity. 1. The fast-food revolution and the carbohydrate-laden two-minute noodles as convenient substitutes for wholesome food also contribute to weight gain. . This is especially to those who have the eating habits of consuming a big portion of oily and fatty foods all at once. 3. Besides that, too much alcohol may also cause obesity because most alcoholic drinks are high in calories and this can lead to consuming more calories than we should. D. Subpoint: Obesity could also be caused by the slow metabolism rate of a person (Mathur, 2007) 1. Researchers found more metabolic and digestive disorders resulting from over consumption of trans-fats and refined white flour carbohydrates, combined with low fiber intake. 2. These eating patterns are known to interfere with food and energy metabolism in the body, and cause excessive fat storage. Transition: The effect of obesity is that people are getting fatter III. Main Point: Growing evidence shows that if you are overweight you are more likely to develop health problems, such as heart disease, stroke, diabetes, certain types of cancer, gout and gallbladder disease. A. Subpoint: Being overweight can also cause problems such as sleep apnoea (interrupted breathing during sleep) and osteoarthritis (wearing away of the joints) B. Subpoint: Type 2 diabetes is the most common type of diabetes which reduces our body’s ability to control blood sugar. 1. Therefore, a person’s blood glucose level will increase and later become obese 2. It is also a major cause of early death, heart disease, kidney disease, stroke, and blindness. C. Subpoint: Heart disease and stroke are the leading causes of death and disability for both men and women. 1. This is because overweight people are more likely to have high blood pressure, a major risk factor for heart disease and stroke, than people who are not overweight 2. Very high blood levels of cholesterol and triglycerides (blood fats) can also lead to heart disease and often are linked to obesity. 3. Being overweight also contributes to angina (chest pain) and sudden death from heart disease or stroke without any signs or symptoms (Mathur, 2007) Transition: There are many things we can do to control obesity IV. Main Point: Becoming more active is the best way to burn more calories and lose weight. A. Subpoint: As a citizen, we could help by walking or running at least 20 minutes a day. This will ensure that our heart stays healthy. . Also, if we know someone who is overweight, we should always try to support and encourage them to exercise. Quite often, people who are overweight will shy away from society, so any support we can give them will be greatly appreciated. 2. We should be a role model for the younger generations to follow on how a healthy lifestyle is like. Also, a child could develop a healthier eating habit when they are still young as that’s their best learning time. B. Subpoint: It is imperative that the Government prioritize disease prevention and health promotion. . The government could organize health talks on obesity and publish advertisements through the media to show the damaging effects of obesity. 2. Measures have already been taken thanks to The Health Ministry’s Healthy Lifestyle campaign for promoting physical activity since factors such as environment, sports and recreational amenities influenced people’s inclination in this direction (Crawford, 2004) Conclusion: Obesity has a strong negative effect on the society and therefore, it is harmful. If society can take steps to solve the challenges faced, obesity will decline and people would have a healthier lifestyle. If obesity gets bad, then problems that come with it may be irreversible. Problems such as diabetes and heart conditions are common illnesses suffered by people who are obese. Therefore, there is a need to stop it from becoming a serious threat. Bibliography Crawford, Lester M. â€Å"Government’s role in combating the nation’s obesity epidemic. Health amp; Human Services, June 2004 Mathur, R. â€Å"Obesity†, http://www. medicinenet. com/obesity_weight_loss/article. htm Myers, M. D. â€Å"Causes of obesity†, http://www. Weight. com. World Health Organization http://www. who. int/mediacentre/factsheets/fs311/en/index. html U. S. Center of Disease Control and Prevention http://www. cdc. gov/obesity/index. html American Academy of Child amp; Adolescent Psychiatry http://www. aacap. org/cs/root/facts_for_families/obesity_in_children_and_teens How to cite Obesity Crisis Speech, Papers

Impact Of Ransomware On The Cycle Revenue â€Myassignmenthelp.Com

Question: Discuss About The Impact Of Ransomware On The Cycle Revenue? Answer: Introduction: The main analysis of mitigations required to address ransomware assaults on the revenue system of the organization is discussed in the report. The report recommends the controls required to reference them. In addition, the analysis also discusses a conclusion of weaknesses in the company and their addressing mitigations. Discussion: Motherboards and More Pty Ltd is a medium size, elite, Australian company. They are in charge of the generation of computer microchips, motherboards and graphics card. Furthermore, they are a key supplier to developers and repairers of computer parts in the whole of Australia. Motherboards and More Pty Ltd is available in business for a long time and uses a joined ERP system. The administrative working environments are situated in a centralized building, with the generation, recovery, and transportation divisions on the edges of the town. Overview of the revenue cycle: The organization gets a request from their clients for purchasing by utilizing email or phone. This is usually done through their website. These purchase requests are sent to the dock. The dock is mainly used for both the incoming and the outgoing deliveries. Nevertheless, the increase in the deals made were the reason for some blunders causing about wrong or delayed shipment to the clients alongside the nonappearance of records of returned items. Weaknesses: The organization has numerous weaknesses because of which the operations are facing delivery issues. The main weaknesses are the purchase made on credits, which can lead to less profit acquisitions. The weaknesses in the use of the dock for the incoming and the outgoing shipments lead to problems in operations. The utilization of one dock to convey or get the items can give issues in operation. Another weakness in control operations is the absence of databases for keeping up the records of the items (Zurich, 2017). This likewise makes issues prompting several operational issues. Lastly, the discounts of 2% can prompt fewer profits for the company as half of the customers are deciding to use this method of returning. Impacts of weaknesses: The weaknesses in credit purchase imply that a company is giving the item as a 30-day free trial. This leads to prevention of business operations for the first month for every item conveyed. As the profit originates from these methods, credit usages can cause less profit time. For an organization to give their items in credit can be an issue if the customers do not have a decent credit report. The utilization of the dock for deliveries is another weakness. The operations of the dock incorporate setting items in a sequential order. Nevertheless, the vast number of offers has the possibility to make counting of an extensive number of items which leads to errors even by the experts. The database absence is a major requirement as every one of the organizations needs to keep records of the approaching shipments (Zurich, 2017). The manual recordings of items may cause problems if the quantity of returned items passes the normal state. Lastly, the discount can prompt less profit acquisitions. The revenue cycle is affected due to such offers because people are opting for this mode in cases of returns. Controls: This section of the report is used to reference the mitigation controls that can be applied for the business to address such risks. The organization needs to reduce credit purchases as this lessens the rate of profit. In addition, the clients with great financial assessment scores are only to be offered credit for keeping the rank in the market (Chen and Tsou, 2012). This should be considered by the company to apply for credit assessments from financial companies to break down the evaluations of clients included. The company needs to needs to record shipments. This can be fused into the framework by embracing software which is available commercially. The software will be in charge of recording the shipments all through the dock. One such commercial software solutions is the On Time 360 ("Courier Software and Delivery Dispatch - OnTime 360", 2017). The company needs to keep a database for the products in the warehouse. This incorporates the account of all the obtained items, sent items and returned items. This will expel the problems that happen because of manual labor. The recruitment of database maintenance staffs are also to be considered. The 2% discount plan is to be disposed as the clients are opting for this arrangement if there should be an occurrence of return. The organization needs to pick alternative options like offering other offers (Teixeira et al., 2012). Internal control weaknesses Impact Mitigation Purchase on credits Hindrance in sales operation for the first month Review of credit scores Shipment using the same dock Losing count during high sales activity Tracking of delivery services by using software solution Absence of a database Discrepancies in manual recordings Application of a database solution High discount in return Customers always opting for this method leading to less profit Needs to apply alternative solutions Overview of the ransomware attack: Ransomware assault was viewed as the greatest assault which impacted the entire world. The procedure of this assault generally consists of encryption of vital records in the framework to avoid access to them. The infected devices showed messages of assault alongside a payment of 300$ to the assailant. The sum must be stored in Bitcoin. The bitcoin wallet address was incorporated into the show message ("'Biggest ransomware flare-up ever' hits about 100 nations", 2017). In addition, the sum increased after regular intervals. The message additionally demonstrated another message of multiplying the sum following three days if there should be an occurrence of not paying the sum. The most affected services were the medicinal services. They were compelled to disregard diagnosis to even the critical patients because of absence of their records. Mitigation of the ransomware attacks: Ransomware was the greatest cyber assault influencing 99 nations. This gives a prerequisite for the Motherboards and More Pty Ltd to reference their needs of security and guarantee the absence of problems (Sittig and Singh, 2016). The organization needs to guarantee improvements in security by the application of antivirus programs in their frameworks. These are extremely viable in recognizing the presence of security issues or malwares in the framework. Kaspersky and Quick Heal are generally used to address the issues. The company needs to make their employees aware about the presence security awareness. This includes making the workers aware of the malware or phishing endeavors (Sittig Singh, 2016). They are additionally to be taught with respect to the clicking of links from sources that may prompt breaches to the system. Lastly, the applications of patches to the framework are another practice that removes such ransomware dangers. The main reason for the occurrence of the ransomware attack was the absence of patches in the Operating Systems (OS) that reduced the defense against these assaults. These ransomware assaults exploit the vulnerabilities in the framework. Conclusion: Thus, it is concluded from the report that the company needs to analyze the recommendations discussed in the report. This will enable the company to apply them in their operations to ensure the effective business continuity. The ransomware attacks are also another threat discussed in the report and the company needs to address the solutions provided in the report to maintain their security levels. References: 'Biggest ransomware outbreak in history' hits nearly 100 countries. (2017).ABC News. Retrieved 14 September 2017, from https://www.abc.net.au/news/2017-05-13/biggest-ransomware-outbreak-in-history-hits-nearly-100-nations/8523102 Brewer, R. (2016). Ransomware attacks: detection, prevention and cure.Network Security,2016(9), 5-9. Chen, J. S., Tsou, H. T. (2012). Performance effects of IT capability, service process innovation, and the mediating role of customer service.Journal of Engineering and Technology Management,29(1), 71-94. Courier Software Delivery Dispatch - OnTime 360. (2017).Ontime360.com. Retrieved 14 September 2017, from https://www.ontime360.com/ Pathak, D. P., Nanded, Y. M. (2016). A dangerous trend of cybercrime: ransomware growing challenge.International Journal of Advanced Research in Computer Engineering Technology (IJARCET) Volume,5. Sittig, D. F., Singh, H. (2016). A socio-technical approach to preventing, mitigating, and recovering from ransomware attacks.Applied clinical informatics,7(2), 624. Teixeira, J., Patrcio, L., Nunes, N. J., Nbrega, L., Fisk, R. P., Constantine, L. (2012). Customer experience modeling: from customer experience to service design.Journal of Service Management,23(3), 362-376. Zurich, L. B. (2017). Service Operations and Management.